Coming to a close (ing).

We ditched Milek. After what seemed to have been a if-it's-not-one-thing-it's-another relationship with Wells Fargo we decided to go with a local mortgage broker. Our lawyer was not excited about this but we made the decision and went forward.

Our original closing date was set for July 15th. Then it was pushed off to August 15th. Then August 28th. Now, finger's crossed, we're "set in stone" for this Tuesday, September 8th. The reason this becomes so important is that our rate lock-in expires on September 6th. We have a pretty decent rate (5.5%) and we don't want to risk raising a half point or more.

BUT WAIT, you're thinking, you just said the closing is set for the 8th and your rate expires on the 6th, what gives? Well, as it happens the 6th falls on a Sunday so our broker is extending us to the 7th. And it just so happens that the 7th is Labor Day so we are being extended to the 8th. This Tuesday is quite literally our last ditch effort to close on this house without having to lock-in a new, higher, rate.

I never want to purchase another home again.